Frequently Asked Questions

Gold Loan

How long will it take to avail my Gold Loan ?

Once you submit your application form and the supporting documents, we shall provide you the loan amount in 10-20 mins subject to loan amount & purity/ornament type.

How do I repay my Gold Loan ?

You may either pay interest + principal or only the interest as per the selected scheme via any mode of payment like Cash, NEFT, RTGS, CHEQUE, DD (Payment subject to realisation for DD and Cheque).

What rate of interest is charged on Gold Loans ? How is interest calculated ?

Our loans start from an interest rate of 18% up to 24% based on the selected scheme.

What is the tenure of a Gold Loan ?

It varies from 6 months to 12 months.

Is my Gold safe ?

Yes. Every branch is equipped with fully secured lockers along with 1-2 security guards. Moreover, we have CCTV cameras for 24/7 surveillance.

Documents required for applying.

KYC : Identity & Local address proof, Pan Card.